VA Loan Calculators
Free, no-signup calculators for the numbers that actually decide whether a VA loan works for you. VA-controlled rates come straight from VA.gov, last verified August 31, 2026.
VA Mortgage Calculator
Estimate your full monthly VA loan payment, including the funding fee, taxes, insurance, and HOA.
Calculate PaymentVA Funding Fee Calculator
See your exact VA funding fee percentage and dollar amount using the official VA rate chart.
Calculate FeeVA Affordability Calculator
Estimate a comfortable home price range based on your income, debts, and housing costs.
Check Affordability
Also in progress: Closing Cost, Entitlement and Residual Income calculators.
Which calculator do I need?
- Estimate my payment
I know the house I want.
Start with the VA Mortgage Calculator for the full monthly payment.
- Calculate my funding fee
I want to know what the fee costs me.
The VA Funding Fee Calculator uses the official VA rate chart.
- Check what I can afford
I don't have a price in mind yet.
The VA Affordability Calculator works backwards from your income.
Want the background first?
The VA Loan Guide explains entitlement, the funding fee, residual income, and why a VA payment is usually lower than a comparable conventional one — in plain English.
- VA Loan Guide
The big picture, start to finish.
- VA Loan Requirements
Who qualifies, the Certificate of Eligibility, and what lenders check.
- VA Funding Fee Chart
Every current funding fee rate by loan type, use, and down payment.
- VA Loan Closing Costs
What buyers actually pay, the 4% seller rule, and who can pay what.
- VA Loan Limits
Why most borrowers have no limit — and when county limits apply.
- VA Loan FAQ
Straight answers to the most-searched VA loan questions.
- IRRRL Guide
How the VA streamline refinance works and when it's worth it.
- VA Loan Entitlement
Full vs remaining entitlement, two VA loans at once, and restoration.
- How Much House Can I Afford?
Estimate your buying power with DTI, residual income, and zero down.
- VA Mortgage Calculator with Funding Fee
Estimate your real monthly payment with the VA funding fee included.