Disclaimer

Veteran Home Calc is an independent educational website. It is not affiliated with or endorsed by the U.S. Department of Veterans Affairs, the Department of Defense, or any other government agency. Nothing on this site is an official government communication.

Every result produced by a calculator on this site is an estimate for educational purposes. Results are not:

• a loan approval or pre-approval
• a loan offer, commitment, or rate lock
• financial, tax, or legal advice
• a guarantee of eligibility for a VA-backed loan or of any specific loan terms

Your actual loan terms are determined by a lender and depend on factors this site does not evaluate, including credit history, income documentation, residual income, entitlement, the appraisal, and lender underwriting standards.

We are not a mortgage lender, mortgage broker, or loan originator. We do not accept loan applications, take fees from borrowers, or refer you to lenders.

VA-controlled values used by our calculators, including funding fee rates and exemption categories, come from official VA sources such as the VA funding fee and closing costs page (last verified August 31, 2026). Rules and rates can change. We make a reasonable effort to keep this site current but make no warranty of accuracy or completeness, and you should verify anything material with VA or a qualified lender before acting on it.

This site is provided "as is" without warranties of any kind. To the fullest extent permitted by law, Veteran Home Calc is not liable for any loss or damage arising from reliance on the information or estimates provided here.