Real changes to VA home loan rules, fees, and housing costs — in plain English. Every update links to its official source and to the calculator it affects.
VA announced that starting this tax year, Veterans, service members, and surviving spouses can deduct the VA funding fee paid on a home purchased with a VA-guaranteed loan. The fee is still charged the same way at closing.
FHFA set the 2026 baseline conforming loan limit for one-unit homes at $832,750, a 3.26% increase over 2025. High-cost counties get higher values.
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VA allows VA-loan borrowers to pay reasonable and customary buyer-broker fees where those fees can no longer be set by the listing side. The charges cannot be added to the loan amount, and lenders must count them toward your cash to close.
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