Site Index

Estimate your full monthly VA loan payment, including the funding fee, taxes, insurance, and HOA.

See your exact VA funding fee percentage and dollar amount using the official VA rate chart.

Estimate a comfortable home price range based on your income, debts, and housing costs.

Estimate the cash you need at closing: funding fee, lender and title fees, prepaid escrows, and seller credits.

See your remaining entitlement, the largest zero-down loan it supports, and any down payment needed.

Check your leftover monthly income against VA's official requirement tables by region and household size.

Compare an IRRRL against your current VA loan and see the month your savings cover the cost of refinancing.

See the most cash you can take out of your home, the funding fee, and the payment that follows.

Compare all three loan programs on the same house — payment, mortgage insurance, and cash at closing.

Who qualifies, the Certificate of Eligibility, and what lenders check.

VA sets no minimum score — lenders do. What that means for you.

What appraisers check, what it costs, and what to do if value comes in low.

Every current funding fee rate by loan type, use, and down payment.

Who gets the funding fee back and how VA pays it.

What buyers actually pay, the 4% seller rule, and who can pay what.

Why most borrowers have no limit — and when county limits apply.

Loans above the county limit: the guaranty math and lender rules.

COE to close in about 30–45 days — every step, and what delays it.

Straight answers to the most-searched VA loan questions.

How the VA streamline refinance works and when it's worth it.

When a second VA loan works, the bonus entitlement math, and down payments.

VA's leftover-income test, the regional tables, and how it offsets high DTI.

Full vs remaining entitlement, two VA loans at once, and restoration.

Who can assume a VA loan, the 0.5% fee, and the entitlement catch.

Estimate your buying power with DTI, residual income, and zero down.

Estimate your real monthly payment with the VA funding fee included.